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A Home Equity Loan Is a Smart Choice as Rates Rise

In recent years, home equity loans have gone the way of boy bands. So last-century. In an era of low interest rates, home equity lines of credit and cash-out refinances have been the equity-tapping products of choice. Home equity lines of credit, or HELOCs, have been popular because they usually are built with low introductory rates,

How to Find and Finance Bank-Owned Properties

Home prices are still rising — they’re currently averaging just below all-time highs set in 2006, according to the Case-Shiller Home Price Indices. Combine that with slim housing inventory in many markets, and you may believe you’ve missed the opportunity to buy your first, or your next, home. But bank-owned properties, also known as real-estate

How to Know You’re Mortgage Preapproval Worthy

  It’s the biggest hack to homeownership, and probably the most misunderstood: a home loan preapproval. How do you know when you’re financially set to get preapproved? Here’s what lenders look for and what you need to do if you’re not quite there. What you need for a mortgage preapproval Unlike a mortgage pre-qualification, a

How Energy-Efficient Upgrades Can Increase Your Home’s Value

Energy-efficient upgrades can not only shrink your utility bill; they can increase the value of your home. Homebuyers are becoming increasingly aware of the benefits of energy-efficient homes. In fact, they’re often willing to pay more for homes with “green” upgrades, says Sandra Adomatis, a specialist in green valuation with Adomatis Appraisal Service in Punta

Mortgage Rates: Are You Getting The Best?

Mortgage rates are near all-time lows, and it might be hard to imagine them going even lower. But some loan experts say many banks aren’t giving borrowers the lowest rates they deserve. It’s a matter of how banks price mortgage loans: a complicated mix of making loans that are attractive to potential investors — often

Helen saves Christmas for Toys for Tots Lake County!!

Upon receiving an email asking all drop off locations to be patient and drop off their toys because all of their vehicles went down within 2 hours of each other, Helen sprang into action and offered the use of her moving truck to pick up the toys for children in need throughout Lake County. “Three

6 Things To Know Before Buying a Historic Home

The amount of work and money required to maintain a historic home can vary, depending on the condition it’s in. However, if you go in prepared, this labor of love can be less laborious. Here are six things to keep in mind before you make your home in a little slice of history. 1. Historic

4 Awesome “Smart Home” Products

The Coolest “Smart Home” Products In this advanced age, it’s a miracle that we don’t all have houses that talk to us, cook for us, and generate our shopping lists. Slowly but surely, we’re making our way toward a completely “Smart Home” and these products are some of the coolest available. Enjoy! August Smart Lock