2 bedroom, 2 bathroom townhome with attached 2 car garage. Many nice features inside including balcony, laundry room, & finished lower level. Needs some TLC. Buyer responsible for any/all compliances, taxes, room count, escrows, etc if required. All inspections/systems tests are at buyers expense. Offers require pre-approval & EM due in certified funds at acceptance. Addendum required after seller accepts offer. Cash deals require proof of funds. Seller addendum required before submitting offer. Cash deals require proof of funds. View the many pictures we have to offer at www.illinoisforeclosuredeals.com and call today to schedule a viewing of this property at 847-967-0022. This property is exclusively represented by The Helen Oliveri Team of Keller Williams Realty.
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4 bed Cape Cod on wonderful lot in East Highland Pk with long side drive, 2 car detached garage, finished lower level, and more. Come and see today! Buyer responsible for any/all compliances, taxes, room count, escrows, etc if required. All inspections/systems tests are at buyers expense. Offers require pre-approval & EM due in certified funds at acceptance. Addendum required after seller accepts offer. Cash deals require proof of funds. Seller addendum required before submitting offer. Cash deals require proof of funds. View the many pictures we have to offer at www.illinoisforeclosuredeals.com and call today to schedule a viewing of this property at 847-967-0022. This property is exclusively represented by The Helen Oliveri Team of Keller Williams Realty.
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2 bed 2 bath townhouse w/ fireplace, balcony & attached garage. Many nice features to see. Little TLC needed. Come & see today! Buyer responsible for any/all compliances, taxes, room count, escrows, etc if required. All inspections/systems tests are at buyers expense. Offers require pre-approval & EM due in certified funds at acceptance. Addendum required after seller accepts offer. Cash deals require proof of funds. Seller addendum required before submitting offer. Cash deals require proof of funds. View the many pictures we have to offer at www.illinoisforeclosuredeals.com and call today to schedule a viewing of this property at 847-967-0022. This property is exclusively represented by The Helen Oliveri Team of Keller Williams Realty.
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Open House: 3046 Lexington Glenview, IL – Sunday 8-15-10 11:00AM to 1:00PM
Lovely & spacious 2 bedroom, 2 bathroom townhome with an attached 2.5 car garage. In Private Community. Kitchen has wonderful eat in area & plenty of cabinet & counter space. Living and dining room combination with gas fireplace, plush carpeting and high ceilings. Also, an office /den area and a master bedroom with cathedral ceilings and connecting master bath with Jacuzzi tub and separate shower. Community also has many amenities for you to enjoy. View the many pictures we have to offer at www.helenoliveri.com and call us today at 847-967-0022 to schedule your private tour today.
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Sellers are discovering the cold reality of post-housing-bust prices: No matter what they think their homes are worth, what matters is what buyers are willing to pay. That can be a lot less in areas where the supply of houses for sale is swollen by foreclosures and short sales, often priced 20% to 30% below the ones being sold by financially healthy owners. Nationally, such properties account for a third of all sales three years after a historic chill blew over an overheated housing market.
Read full article USA TODAY
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1 bedroom 1 bathroom condo with full kitchen and eat in area and in move in condition. Come and see today! Buyer responsible for any/all compliances, taxes, room count, escrows, etc if required. All inspections/systems tests are at buyers expense. Offers require pre-approval & EM due in certified funds at acceptance. Addendum required after seller accepts offer. Cash deals require proof of funds. Seller addendum required before submitting offer. Cash deals require proof of funds. View the many pictures we have to offer at www.illinoisforeclosuredeals.com and call today to schedule a viewing of this property at 847-967-0022. This property is exclusively represented by The Helen Oliveri Team of Keller Williams Realty.
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Wonderful 3 bedroom, 2.5 bath end unit townhome in great location and walking distance to train. This townhome also features a full finished lower level, hardwood floors, fireplace large deck, garage parking, good size rooms and master bedroom with master bathroom. Come see all this home has to offer today! No survey or disclosures. Buyer responsible for any/all compliances, escrows etc if required. All inspections including systems tests are at buyers expense. All offers require pre-approval & EM due in certified funds at acceptance. Seller addendum required before submitting offer. Cash deals require proof of funds. This property is exclusively represented by The Helen Oliveri Team of Keller Williams Realty.
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Market Update
 Housing activity continues to remain above year-ago levels despite some setbacks resulting from the now-expired tax credit. Improved stability in home prices with similar levels of distressed properties seen last year offers a hopeful sign the market is holding its ground. However, the economy still has a considerable way to go to achieve its full recovery.
Consumers are saving more and being picky about how they spend their money. While a higher savings rate means less spending in the near term, this is a positive sign that households are taking control of their finances to build some cushion that can be used to pay down debt and/or support future spending.
Existing home sales marked the twelfth consecutive month of year-over-year increase in June. On a monthly basis, sales activity eased 5.1% from May. The moderation in home sales reflects “understandable swings as buyers responded to the tax credits,” according to Lawrence Yun, NAR chief economist. He anticipates such impact to show up in the next two months.
June’s median home price increased for the fourth consecutive month. Distressed homes, accounting for 32% of sales last month, continued holding home prices at highly affordable levels for the time being. While distressed sales hovered around the same level as a year ago, the gain in home prices is pointing to a sustained stability in the making.
Interest Rates
Mortgage rates set a new record low in July as consumer confidence softened and unemployment remained elevated. This presents a great opportunity for buyers and investors. Coupled with lowered home prices and a robust rental market, investors are finding their way to cash-flow opportunities. As recovery gains deeper roots, rates will need to rise to keep inflation in check.
Rates as of August 6.
This Month’s Video
Topics For Home Owners, Buyers & Sellers
Consumers Beware: New Credit Card Tricks
On May 22, 2009, President Obama signed into law the Credit Card Accountability, Responsibility, and Disclosure (CARD) Act of 2009, marking a turning point for American consumers and ending the days of unfair rate hikes and hidden fees. While the new law offers significant safeguards, consumers still need to be vigilant against new practices designed to outflank the new rules.
Stay as informed as possible, read your statement , report any irregularities immediately, and watch for these tricks.
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Shortened Billing Cycle: The CARD Act requires companies to allow a window of at least 21 days from when a statement is mailed and when payment is due. Cardholders are reporting being shortchanged on billing cycle time and then being assessed late-payment fees.
Advice: Watch out for shortened payment dates.
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Sunday Due Dates: The CARD Act stipulates if a creditor does not receive or accept payments on weekends or holidays, then the date is extended and late-payment fees shouldn’t be triggered. However, some banks say they’re open for business even when there’s no mail delivery.
Advice: Don’t assume you are safe.
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Low-Limit Cards: The CARD Act says a card’s total annual fees can’t exceed 25% of a borrower’s credit line. However, some issuers may be evading the fee restrictions by charging an up-front processing fee that doesn’t fall under the 25% cap.
Advice: Watch out for processing and other fees.
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False Inactive Fees: Issuers will no longer be able to charge inactivity fees or extra charges for people who don’t spend a certain amount each year, effective August 22. However, some issuers are charging an annual fee that’s waived if cardholders reach a certain spending threshold.
Advice: Watch out for conditional annual fees.
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Rebate Offers: Some credit cards offer refunds on finance charges when customers pay on time. However, rebate offers aren’t governed by the CARD Act, and such offers can be revoked suddenly and for any reason, leaving cardholders stuck with higher charges.
Advice: Rebates may translate to real savings in finance charges.
Source: The Wall Street Journal
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Brought to you by
The Helen Oliveri Team of Keller Williams Realty
www.helenoliveri.com
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 3 bed, 2.5 bath newer construction & updated duplex unit with 2 fireplaces. Come by today and see! Lower level needs TLC. Buyer responsible for any/all compliances, taxes, room count, escrows, etc if required. All inspections/systems tests are at buyers expense. Offers require pre-approval & EM due in certified funds at acceptance. Addendum required after seller accepts offer. Cash deals require proof of funds. Seller addendum required before submitting offer. Cash deals require proof of funds. View the many pictures we have to offer at www.illinoisforeclosuredeals.com and call today to schedule a viewing of this property at 847-967-0022. This property is exclusively represented by The Helen Oliveri Team of Keller Williams Realty.
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2 bed townhome w/all the bells & whistles. Granite counters, fireplace, Deck & much more. Come see this wonderful TH today! Buyer responsible for any/all compliances, taxes, room count, escrows, etc if required. All inspections/systems tests are at buyers expense. Offers require pre-approval & EM due in certified funds at acceptance. Addendum required after seller accepts offer. Cash deals require proof of funds. Seller addendum required before submitting offer. Cash deals require proof of funds. View the many pictures we have to offer at www.illinoisforeclosuredeals.com and call today to schedule a viewing of this property at 847-967-0022. This property is exclusively represented by The Helen Oliveri Team of Keller Williams Realty.
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